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Bridging loans can be used for:
  • Bridging the gap between purchase and sale
  • Raising working capital
  • Downsizing
  • Portfolio restructuring
  • Term facility repayment
  • Asset purchase & / or refinance

Key Features:
  • Unregulated loans
  • 1st / 2nd and combination charges
  • Residential and mixed use security property
  • No upper age limit
  • No ERCs after 1st month
  • Daily interest after 1st month
  • Offshore companies and trust borrowers welcome
  • Rolled interest facility
  • Valuations and legal fees at cost

Lending criteria:
  • Minimum loan size £100k
  • Maximum loan size £10m+
  • Residential buy to let and mixed use security
  • Land with planning considered
  • Max LTV 75% MV
  • LTV based on lower of market value or purchase
  • Minimum property value £150k
  • England & Wales locations
  • 12 months + terms available for non FCA loans
  • No upper age limit
  • Individual, corporate and trust borrowers
  • Off shore borrowers welcome
  • Realistic and viable exit
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Loans on leasehold Hospitality, Leisure and Entertainment businesses:

We arrange 36 and 60 month capital Repayment Loans with a unique 12+36 (60) scheme which provides an initial 12 month interest-only facility followed by the 36 or 60 month repayment loan. The repayment loans are structured with fixed monthly instalments of capital and interest therefore our clients have peace of mind knowing that their debt will be totally discharged with the final payment on their loan.

Business Purchase
We arrange up to 50% of the purchase price of an established business.

Business Expansion
We arrange up to 100% of the contractual purchase price of a new business as part of an established brand expansion programme.

Business Restructure
We arrange loans for various purposes including buying out a partner, debt restructure, refurbishment or working capital.

100% Fit Out Finance
We arrange up to 100% of all refurbishment, fit out and new equipment costs for a new unit. We usually release 100% of the advance at drawdown.

Buy back Equity
We arrange funds for established operators to buy back shares from private backers or crowdfunding investors in order to regain control of their business.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayment on a mortgage or any other debts secured on it

​* By submitting your information here you agree to be contacted by telephone or email by a Non regulated adviser in relation to unregulated loans and confirm that you have read and agreed to our Terms and conditions and Privacy policy
AG CAPITAL is the trading name of Ardenleigh Estates  Data Protection Registration number ZA174355.  The Property Ombudsman Membership Number: T01198 Registered office Unit 208 Churchill House, London NW7 2AS AG Capital compares Loans for business purposes to Limited Companies. DISCLAIMER We do not offer regulated loans, and are not regulated by the FCA. Calls may be recorded for training and monitoring purposes. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayment on a mortgage or any other debts secured on it. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.